Here are some of the most common questions we encounter at Breeze Powersports Financing. If we don’t answer your question here, please contact us and a member of our team will be happy to help.
Yes, Breeze specializes in subprime powersports financing. We provide loan options for customers with bad credit, no credit, or previous consumer proposals and bankruptcies. We work with a network of lenders to find approvals where traditional banks may decline.
You can finance a wide range of new and used vehicles, including ATVs, UTVs (Side-by-Sides), motorcycles, dirt bikes, snowmobiles, personal watercraft (PWC), and boats. We also offer financing for heavy equipment like tractors.
It usually takes 24 hours. After you submit a finance application, a member of the Breeze Powersports Financing team will check all the available lenders and identify one that fits your financing needs.
No, $0 down payment options are available for qualified applicants. The requirement for a down payment depends on your credit profile and the specific lender’s terms, but our goal is to minimize your upfront costs.
Breeze serves customers across Canada, from coast to coast. We have approved multiple riders in Central Canada, the East and West coasts, in the Maritimes, and the Prairies.
Our head office is located in Ottawa, but the entire application and approval process is online.
While no one can fully guarantee financing, we have a lot of options to choose from. And if for any reason we can’t get you financed, we’ll lend you the money ourselves!
We work with various dealerships and lenders to get you the best rate possible so there’s no single established rate. Rest assured, we’ll work hard to get you the best rate possible.
Not directly—we have great relationships with a number of dealerships that can help you get into the powersports or recreational vehicle you want.
No, we specialize in powersports vehicles and equipment financing only.
Most applicants receive a decision within 24 hours. Our online application process is designed for speed, allowing you to get pre-approved before you visit a dealership.
Yes. You can often qualify for powersports financing while in a Consumer Proposal, provided you have been in the program for at least 6-12 months and have a stable income.
Subprime financing focuses on your current ability to pay (income and job stability) rather than your past credit score, making it ideal for those recovering from financial setbacks.
To get approved, you typically need a valid government ID, proof of income (pay stubs or bank statements), and a permanent Canadian address.
