EQUIPMENT FINANCING

Get Approved in Minutes

Don’t let a credit score hold your business back. We specialize in subprime equipment loans for tractors, skid steers, and more—with fast approvals and flexible terms across Canada.

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WHY CHOOSE BREEZE FOR YOUR EQUIPMENT LOANS?

Fast . Subprime Experts . Private Sale Friendly

Traditional banks demand perfect credit and months of waiting. We do things differently. As a specialized Canadian financing expert, we look past the credit score to the value of the equipment and your business potential.

Fast Pre-Approvals: Know where you stand in as little as 24 hours.
Subprime Specialists: We work with bankruptcy, low scores, and new startups.
Private Sale Friendly: Buying from Kijiji or Marketplace? We can finance it.

Some of the Equipments We Finance

Tractors: Compact, utility, and farm tractors—new or used.
Skid Steers: Get the Bobcat, Kubota, or Caterpillar you need to stay on the job.
Mini-Excavators: Financing for the essential tools of your trade.
Lift Scissors: Keep your crew safe and productive with easy leasing.
Snowblowers and Snowplows: Commercial-grade equipment to tackle the Canadian winter.

Pro-Tip: We finance both dealer-bought and private sale equipment across all provinces.

How Our Process Works

With years of financing experinece in Canada, we have tailored our process to make it as stress-free and simple as possible.

STEP 1:

1. Quick Application:

Fill out our 2-minute secure online form.

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STEP 2:

2. Expert Review:

We match your file with lenders who specialize in subprime equipment financing.

STEP 3:

3. Get Funded:

Review your offer, sign the paperwork, and get your equipment on-site.

Get Your Equipment Financed Today

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Buying from a Private Seller? We’ve Got You Covered.

Found a great deal on Kijiji or Facebook Marketplace, but don’t have the cash upfront?

Most Canadian banks won’t finance equipment unless it’s from a licensed dealer. We are different. We specialize in Private Sale Equipment Financing, allowing you to buy used tractors, skid steers, and mini-excavators directly from individual owners or farmers.

Why Finance a Private Sale with Us?

Unlock Better Prices: Used equipment from private sellers is often significantly cheaper than dealer inventory. We help you seize those savings.
We Handle the Paperwork: Private sales can be tricky. We manage the Bill of Sale, lien searches, and secure fund transfers so both you and the seller are protected.
Simple Inspection Process: We’ll help coordinate a basic equipment inspection or verification to ensure the asset is exactly what you’re paying for.
Fast Funding for Motivated Sellers: Private sellers usually want to move fast. Our streamlined process ensures they get paid quickly, so you don’t lose the deal.

How to Finance Your Private Purchase:

Find Your Gear: Find the machine you want on Marketplace, Kijiji, or at a local sale.
Send Us the Link: Share the ad or the seller’s contact info with us.
Get Approved: We’ll verify the equipment value and clear the title.
Seller Gets Paid: We pay the seller directly, and you take delivery of your equipment.

Stop waiting for the “perfect” dealer unit. Get the used equipment you actually want from the seller you found today.

GOT BAD CREDIT?

Don’t Stress, We Got You Covered!

We offer a range of credit solutions to finance equipments quickly, no matter your credit score.

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Frequently Asked Questions

Got questions about ATV financing? We got you covered. Take a look at answers to common questions.

Can I get equipment financing with a 500 credit score?

Yes. We focus on the collateral (the equipment) rather than just the credit score. Many of our programs are specifically designed for “B” and “C” credit profiles.

Do you offer startup equipment loans in Canada?

Absolutely. We help new businesses secure the machinery they need to start generating revenue from day one.

Can I finance used equipment from a private seller?

Yes! We are one of the few brokers in Canada that facilitates private sale financing for tractors, skid steers, and heavy machinery.

TESTIMONIALS

What People Are Saying About Breeze

I bought my cforce 500 with breeze and Pat Passi was great to deal with super friendly and got the job done fast and stress free! I highly recommend him for sure!

Great experience with Breeze Powersports Financing!!! Definitely recommend 5 stars for them!! And if your looking for the guy to take care of you ask for Josh!!!!

Their service was awsome! Tevin gave me the best you can get for costumer service! Thanks again for my quad!

Roberto was amazing to deal with! He helped me purchase my 2018 CF Moro CForce 800. He was very professional and kind. Roberto made the purchase very easy!

Pat Passi thanks for your service the best service applied for a quad he got me approval in day had my new quad keep up with your great work

Roberto was top notch. He got the bike I wanted and when I wanted it. He made so simple. Call, sign papers and then pickup your bike. Yep that simple. Highly recommend Roberto.

More Financing Options

Breeze is also an expert in Powersports financing. From Jet Skis to Trailers, Snowmobiles to Dirt bikes, we have knowledge & experience in a variety of recreational vehicles.

Check out the types of vehicles we currently offer the best financing for.