{"id":78,"date":"2021-08-24T03:11:18","date_gmt":"2021-08-24T10:11:18","guid":{"rendered":"https:\/\/breezepowersportsfinancing.com\/?page_id=78"},"modified":"2026-05-14T04:19:11","modified_gmt":"2026-05-14T11:19:11","slug":"faq","status":"publish","type":"page","link":"https:\/\/breezepowersportsfinancing.com\/fr\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"78\" class=\"elementor elementor-78\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0acdb1e elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"0acdb1e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-16932c1\" data-id=\"16932c1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2720687 elementor-widget elementor-widget-heading\" data-id=\"2720687\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Frequently Asked Questions<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8f87eab elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8f87eab\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7f58801\" data-id=\"7f58801\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-27144b2 elementor-widget elementor-widget-text-editor\" data-id=\"27144b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Here are some of the most common questions we encounter at Breeze Powersports Financing. If we don\u2019t answer your question here, please contact us and a member of our team will be happy to help.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0ad2f3 acor elementor-widget elementor-widget-accordion\" data-id=\"b0ad2f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1851\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1851\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Does Breeze offer financing for people with bad credit?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1851\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1851\"><p>Yes, Breeze specializes in subprime powersports financing. We provide loan options for customers with bad credit, no credit, or previous consumer proposals and bankruptcies. We work with a network of lenders to find approvals where traditional banks may decline.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1852\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1852\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What powersports vehicles can I finance?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1852\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1852\"><p>You can finance a wide range of new and used vehicles, including ATVs, UTVs (Side-by-Sides), motorcycles, dirt bikes, snowmobiles, personal watercraft (PWC), and boats. We also offer financing for heavy equipment like tractors.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1853\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1853\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How long will it take to find out if I\u2019m approved?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1853\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1853\"><p>It usually takes 24 hours. After you submit a finance application, a member of the Breeze Powersports Financing team will check all the available lenders and identify one that fits your financing needs.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1854\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1854\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Do I need a down payment for a powersports loan?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1854\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1854\"><p>No, $0 down payment options are available for qualified applicants. The requirement for a down payment depends on your credit profile and the specific lender&#8217;s terms, but our goal is to minimize your upfront costs.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1855\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1855\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What provinces does Breeze Powersports Financing serve?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1855\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1855\"><p>Breeze serves customers across Canada, from coast to coast. We have approved multiple riders in Central Canada, the East and West coasts, in the Maritimes, and the Prairies.\u00a0<\/p><p>Our head office is located in Ottawa, but the entire application and approval process is online.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1856\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-1856\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Do you guarantee financing?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1856\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-1856\"><p>While no one can fully guarantee financing, we have a lot of options to choose from. And if for any reason we can\u2019t get you financed, we\u2019ll lend you the money ourselves!<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1857\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-1857\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What interest rate are your loans?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1857\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-1857\"><p>We work with various dealerships and lenders to get you the best rate possible so there\u2019s no single established rate. Rest assured, we\u2019ll work hard to get you the best rate possible.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1858\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-1858\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Do you sell the vehicles you finance?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1858\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-1858\"><p>Not directly\u2014we have great relationships with a number of dealerships that can help you get into the powersports or recreational vehicle you want.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1859\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-1859\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Do you finance auto loans?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1859\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-1859\"><p>No, we specialize in powersports vehicles and equipment financing only.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-18510\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"button\" aria-controls=\"elementor-tab-content-18510\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What is the approval time for a loan application?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-18510\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"region\" aria-labelledby=\"elementor-tab-title-18510\"><p>Most applicants receive a decision within 24 hours. Our online application process is designed for speed, allowing you to get pre-approved before you visit a dealership.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-18511\" class=\"elementor-tab-title\" data-tab=\"11\" role=\"button\" aria-controls=\"elementor-tab-content-18511\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Can I get an ATV loan with a Consumer Proposal?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-18511\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"11\" role=\"region\" aria-labelledby=\"elementor-tab-title-18511\"><p>Yes. You can often qualify for powersports financing while in a Consumer Proposal, provided you have been in the program for at least 6-12 months and have a stable income.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-18512\" class=\"elementor-tab-title\" data-tab=\"12\" role=\"button\" aria-controls=\"elementor-tab-content-18512\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How does subprime financing differ from bank loans?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-18512\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"12\" role=\"region\" aria-labelledby=\"elementor-tab-title-18512\"><p>Subprime financing focuses on your current ability to pay (income and job stability) rather than your past credit score, making it ideal for those recovering from financial setbacks.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-18513\" class=\"elementor-tab-title\" data-tab=\"13\" role=\"button\" aria-controls=\"elementor-tab-content-18513\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-caret-down\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-caret-up\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What documents do I need to apply for financing?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-18513\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"13\" role=\"region\" aria-labelledby=\"elementor-tab-title-18513\"><p>To get approved, you typically need a valid government ID, proof of income (pay stubs or bank statements), and a permanent Canadian address.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Does Breeze offer financing for people with bad credit?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Yes, Breeze specializes in subprime powersports financing. We provide loan options for customers with bad credit, no credit, or previous consumer proposals and bankruptcies. We work with a network of lenders to find approvals where traditional banks may decline.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What powersports vehicles can I finance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>You can finance a wide range of new and used vehicles, including ATVs, UTVs (Side-by-Sides), motorcycles, dirt bikes, snowmobiles, personal watercraft (PWC), and boats. We also offer financing for heavy equipment like tractors.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"How long will it take to find out if I\\u2019m approved?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>It usually takes 24 hours. After you submit a finance application, a member of the Breeze Powersports Financing team will check all the available lenders and identify one that fits your financing needs.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Do I need a down payment for a powersports loan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>No, $0 down payment options are available for qualified applicants. The requirement for a down payment depends on your credit profile and the specific lender&#8217;s terms, but our goal is to minimize your upfront costs.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What provinces does Breeze Powersports Financing serve?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Breeze serves customers across Canada, from coast to coast. We have approved multiple riders in Central Canada, the East and West coasts, in the Maritimes, and the Prairies.\\u00a0<\\\/p><p>Our head office is located in Ottawa, but the entire application and approval process is online.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Do you guarantee financing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>While no one can fully guarantee financing, we have a lot of options to choose from. And if for any reason we can\\u2019t get you financed, we\\u2019ll lend you the money ourselves!<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What interest rate are your loans?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>We work with various dealerships and lenders to get you the best rate possible so there\\u2019s no single established rate. Rest assured, we\\u2019ll work hard to get you the best rate possible.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Do you sell the vehicles you finance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Not directly\\u2014we have great relationships with a number of dealerships that can help you get into the powersports or recreational vehicle you want.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Do you finance auto loans?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>No, we specialize in powersports vehicles and equipment financing only.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What is the approval time for a loan application?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Most applicants receive a decision within 24 hours. Our online application process is designed for speed, allowing you to get pre-approved before you visit a dealership.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"Can I get an ATV loan with a Consumer Proposal?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Yes. You can often qualify for powersports financing while in a Consumer Proposal, provided you have been in the program for at least 6-12 months and have a stable income.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"How does subprime financing differ from bank loans?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>Subprime financing focuses on your current ability to pay (income and job stability) rather than your past credit score, making it ideal for those recovering from financial setbacks.<\\\/p>\"}},{\"@type\":\"Question\",\"name\":\"What documents do I need to apply for financing?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<p>To get approved, you typically need a valid government ID, proof of income (pay stubs or bank statements), and a permanent Canadian address.<\\\/p>\"}}]}<\/script>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Frequently Asked Questions Here are some of the most common questions we encounter at Breeze Powersports Financing. If we don\u2019t answer your question here, please contact us and a member of our team will be happy to help. Does Breeze offer financing for people with bad credit? Yes, Breeze specializes in subprime powersports financing. We [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-78","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FAQ - Breeze Powersports Financing<\/title>\n<meta name=\"description\" content=\"We answer the most common questions at Breeze regarding powersports financing, interest rates, off-road vehicle loans, and more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/breezepowersportsfinancing.com\/fr\/wp-json\/wp\/v2\/pages\/78\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FAQ - Breeze Powersports Financing\" \/>\n<meta property=\"og:description\" content=\"We answer the most common questions at Breeze regarding powersports financing, interest rates, off-road vehicle loans, and more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/breezepowersportsfinancing.com\/fr\/faq\/\" \/>\n<meta property=\"og:site_name\" content=\"Breeze Powersports Financing\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-14T11:19:11+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimation du temps de lecture\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/breezepowersportsfinancing.com\\\/faq\\\/\",\"url\":\"https:\\\/\\\/breezepowersportsfinancing.com\\\/faq\\\/\",\"name\":\"FAQ - Breeze Powersports Financing\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/breezepowersportsfinancing.com\\\/#website\"},\"datePublished\":\"2021-08-24T10:11:18+00:00\",\"dateModified\":\"2026-05-14T11:19:11+00:00\",\"description\":\"We answer the most common questions at Breeze regarding powersports financing, interest rates, off-road vehicle loans, and more.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/breezepowersportsfinancing.com\\\/faq\\\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/breezepowersportsfinancing.com\\\/faq\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/breezepowersportsfinancing.com\\\/faq\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/breezepowersportsfinancing.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"FAQ\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/breezepowersportsfinancing.com\\\/#website\",\"url\":\"https:\\\/\\\/breezepowersportsfinancing.com\\\/\",\"name\":\"Breeze Powersports Financing\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/breezepowersportsfinancing.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/breezepowersportsfinancing.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/breezepowersportsfinancing.com\\\/#organization\",\"name\":\"Breeze Powersports Financing\",\"url\":\"https:\\\/\\\/breezepowersportsfinancing.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\\\/\\\/breezepowersportsfinancing.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/breezepowersportsfinancing.com\\\/wp-content\\\/uploads\\\/2021\\\/08\\\/Group-3.svg\",\"contentUrl\":\"https:\\\/\\\/breezepowersportsfinancing.com\\\/wp-content\\\/uploads\\\/2021\\\/08\\\/Group-3.svg\",\"width\":280,\"height\":67,\"caption\":\"Breeze Powersports Financing\"},\"image\":{\"@id\":\"https:\\\/\\\/breezepowersportsfinancing.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"FAQ - Solutions Financi\u00e8res Breeze","description":"Chez Breeze, nous r\u00e9pondons aux questions les plus courantes concernant le financement des sports motoris\u00e9s, les taux d&#039;int\u00e9r\u00eat, les pr\u00eats pour v\u00e9hicules tout-terrain, etc.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/breezepowersportsfinancing.com\/fr\/wp-json\/wp\/v2\/pages\/78","og_locale":"fr_CA","og_type":"article","og_title":"FAQ - Breeze Powersports Financing","og_description":"We answer the most common questions at Breeze regarding powersports financing, interest rates, off-road vehicle loans, and more.","og_url":"https:\/\/breezepowersportsfinancing.com\/fr\/faq\/","og_site_name":"Breeze Powersports Financing","article_modified_time":"2026-05-14T11:19:11+00:00","twitter_card":"summary_large_image","twitter_misc":{"Estimation du temps de lecture":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/breezepowersportsfinancing.com\/faq\/","url":"https:\/\/breezepowersportsfinancing.com\/faq\/","name":"FAQ - Solutions Financi\u00e8res Breeze","isPartOf":{"@id":"https:\/\/breezepowersportsfinancing.com\/#website"},"datePublished":"2021-08-24T10:11:18+00:00","dateModified":"2026-05-14T11:19:11+00:00","description":"Chez Breeze, nous r\u00e9pondons aux questions les plus courantes concernant le financement des sports motoris\u00e9s, les taux d&#039;int\u00e9r\u00eat, les pr\u00eats pour v\u00e9hicules tout-terrain, etc.","breadcrumb":{"@id":"https:\/\/breezepowersportsfinancing.com\/faq\/#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/breezepowersportsfinancing.com\/faq\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/breezepowersportsfinancing.com\/faq\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/breezepowersportsfinancing.com\/"},{"@type":"ListItem","position":2,"name":"FAQ"}]},{"@type":"WebSite","@id":"https:\/\/breezepowersportsfinancing.com\/#website","url":"https:\/\/breezepowersportsfinancing.com\/","name":"le consentement \u00e9crit","description":"","publisher":{"@id":"https:\/\/breezepowersportsfinancing.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/breezepowersportsfinancing.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":"Organization","@id":"https:\/\/breezepowersportsfinancing.com\/#organization","name":"le consentement \u00e9crit","url":"https:\/\/breezepowersportsfinancing.com\/","logo":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/breezepowersportsfinancing.com\/#\/schema\/logo\/image\/","url":"https:\/\/breezepowersportsfinancing.com\/wp-content\/uploads\/2021\/08\/Group-3.svg","contentUrl":"https:\/\/breezepowersportsfinancing.com\/wp-content\/uploads\/2021\/08\/Group-3.svg","width":280,"height":67,"caption":"Breeze Powersports Financing"},"image":{"@id":"https:\/\/breezepowersportsfinancing.com\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/breezepowersportsfinancing.com\/fr\/wp-json\/wp\/v2\/pages\/78","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/breezepowersportsfinancing.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/breezepowersportsfinancing.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/breezepowersportsfinancing.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/breezepowersportsfinancing.com\/fr\/wp-json\/wp\/v2\/comments?post=78"}],"version-history":[{"count":0,"href":"https:\/\/breezepowersportsfinancing.com\/fr\/wp-json\/wp\/v2\/pages\/78\/revisions"}],"wp:attachment":[{"href":"https:\/\/breezepowersportsfinancing.com\/fr\/wp-json\/wp\/v2\/media?parent=78"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}